As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection? Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage?
What does Workers Compensation Cover?
Workers Compensation is an insurance coverage type that protects your business and your employees in the event of serious injury or illness while that person is still employed. These policies can provide coverage for:
- Medical expenses, including hospitalization
- Lost wages due to injury
- Death benefits
- Rehabilitaiton & more
For any business with workers classified as employees, California law requires you have a Workers Compensation insurance policy. Employees do have the option to refuse coverage, but the law also requires that regardless if employees choose to opt-out, you still have to offer it. The general consensus for having Workers Compensation insurance is a company with five or more employees.
Don’t Risk Costly Lawsuits and Employee Turmoil
Having a workers compensation policy from Pizzola Insurance Agency can save you and your business time and money. Workers Compensation Insurance will protect you and your employees who represent a core of your company and its operations. Our agents will provide you with a range of coverage options tailored towards your industryand your specific needs.